The best CD rates today still offer up to 5.11% APY even after the Fed cut rates. Consider acting now before the next rate ...

If you have short-term savings goals, but don't want to tie up your money in a longer CD, a no-penalty CD is the best of both worlds. You'll earn a rate that outpaces inflation while having quick ...

Savers shopping for certificates of deposit (CDs) today face a key question: Are interest rates as good as they'll get? Or, should they wait for potentially better opportunities? Many banks are ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

The odds of a Fed rate cut have shifted again, which could keep savings and CD rates elevated into next year. Here’s how to ...

If you're looking to save some cash, you have a small window of opportunity to lock in a guaranteed, inflation-beating return before savings rates fall further. Why's that? The Federal Reserve is ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

CD rates look tempting right now. Plenty of banks are still offering 1-year CDs with APYs around 4.00%. For a lot of people, that's a solid, safe way to put cash to work. But I'm skipping CDs this ...

The Federal Reserve recently projected a drop in interest rates through 2027 and beyond. That means today's high certificate of deposit (CD) rates of 4.00% APY or better will disappear -- and they won ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. After soaring yields in 2023 and 2024, a shift in Fed policy will likely push rates ...

Yields for 5-year certificates of deposit are down 8 basis points over the past year to an average of 1.34%, according to the latest government data. But while these long-term fixed-rate yields are ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. What does a CD mean in terms of your earnings ability, though? Here's ...