The CFPB recently published a letter clarifying the extent to which ECOA and Regulation B apply to franchise financing. The letter also examines how the Bureau’s small business lending rule (finalized ...
The CFPB’s request for information related to disparate impact focused on whether it should provide additional clarity related to the disparate impact analysis under ECOA and Regulation B. In its ...
* reminds creditors, which include those that are banks, of the ability under the ECOA and Regulation B to establish SPCPs to meet the credit needs of specified classes of persons. * calls attention ...
SUMMARY: Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) transferred rulemaking authority for a number of consumer financial protection laws from seven ...
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Editor’s Note: Norman J. Leonard is a member of the Creditors’ Rights Practice Group at Ward and Smith, P.A. When lenders make a loan to a closely-held company, they frequently require one or more of ...
Algorithms are part of our everyday life. For example, when you Google a question, it is an algorithm that brings up the most popular sites. Using a proprietary computation, Google ranks the websites ...
The Consumer Financial Protection Bureau (CFPB) will appeal a redlining lawsuit it lost against the nonbank retail lender Townstone Financial Inc. and its founder Barry Sturner. The decision comes two ...
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