’Tis the season when the gift list feels endless and the spending fatigue starts creeping in. It helps to remember that not every present needs a hefty price tag to look expensive — especially when ...

3 rules: pick a useful item (no filler), use a small box (not an envelope), add a 1–2 sentence note It stops last-minute overspending, and you keep 80–90% of the budget on the gift card Last-minute ...