Understanding how plumbing conditions affect insurance coverage can help homeowners avoid costly cancellations.

Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you ...

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In recent years, U.S. homeowners have seen insurance premiums skyrocket. Between 2021 and 2024, the national average premium increased by 24 percent, more than double the rate of inflation over the ...

CheapInsurance.com reports that dwelling coverage often lags behind rising rebuild costs, emphasizing the need for regular audits to prevent underinsurance.

A new Nevada law allows wildfire coverage to be carved out of homeowners and HOA policies, pushing some toward costly ...

A Reddit user’s homeowners insurance jumped from $2,155 to $3,088 in one year. That’s a 43% increase, despite no claims. This ...

If you have mold damage, whether from a burst water pipe or a flood, you may wonder if the repair costs will be covered by ...

Insurance prices spike with severe weather forecasts and plummet after storm season ends—shopping in early spring could ...

A foggy view of the San Francisco skyline during sunset. Earthquake damage is not covered by a standard homeowners insurance policy in the United States. Instead, earthquake protection is typically ...

A State Farm expert shares three key homeowners insurance tips North Texas homeowners should know, from weather risks to replacement cost and valuables coverage.

While a snow day may sound fun, winter storms can cause major damage to your home. Here's what your homeowners insurance will ...