If you're traveling multiple times a year, and using the card on regular purchases, it's easy to rack up over $500 in annual travel rewards. Debit cards don't offer anything close to this in rewards.

Gen-Xers who are still using a debit card are leaving a lot of money on the table. Based on Bureau of Labor Statistics data, the average Gen-Xer could likely earn over $1,000 per month in credit ...