A Rs 10 lakh lump sum and a Rs 25,000 monthly SIP follow very different investment paths. Using a hypothetical 12% annual ...

Forbes contributors publish independent expert analyses and insights. I am passionate about pensions, recessions, IRAs and retirement. Recent changes by the IRS have perked up interest in companies ...

Compounding transforms ₹30 lakh invested over 30 years into ₹5.23 crore, with the first crore achieved after 13 years. Check ...

Is a lump sum offer from an employer a better choice than a pension annuity for life? The former provides an immediate up-front amount (say $300,000), but the pension annuity gives you a stream of ...

Buyout decisions have become increasingly common for those with a pension plan. If you get this offer, the most important questions to deal with include when you would you receive the payout, and how ...

Note: This article is part of Morningstar.com's 2020 special report, "Are You Able to Retire?" A version of this article originally published in April 2019. Corporate ...

James Chen, CMT is an expert trader, investment adviser, and global market strategist. Doretha Clemons, Ph.D., MBA, PMP, has been a corporate IT executive and professor for 34 years. She is an adjunct ...

New research looked at rolling 10-year returns on $1 million starting in 1950, and compared results between an immediate lump-sum investment and dollar-cost averaging. Assuming a 100% stock portfolio, ...

As one approaches retirement, if you're lucky enough to be the beneficiary of a pension plan, there is often a big decision to make regarding choosing an annuity or taking a rollover of a lump sum ...