Certificates of deposit offer decent interest rates right now. But for most people, there are two better alternatives. Find ...

CD accounts are still valuable, even in today's rate climate, if savers take these strategic approaches this year.

Long-term CDs can still be advantageous for savers now, as long as they avoid making these three costly mistakes.

In December 2024, The Fed made an interest rate cut for the third Fed meeting in a row. This caused CD interest rates to fall, and it's likely that CD rates will continue to fall in 2025.

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

All ratings are determined solely by our editorial team. Synchrony Bank offers a 3.80% APY on its 18-month CD and has a $0 minimum deposit. This combination is ideal for young savers starting out ...

Brokered CDs can be a convenient option if you already have a brokerage account. Instead of opening a new certificate of deposit account at a bank or credit union, you simply log in to your ...

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