Both accounts have competitive rates now, but which will earn more in the new year? Here's what savers should know.

As of November 17, 2025, the national average for six-month CDs is 1.46%, according to the FDIC. However, there are six-month ...

I n an interest rate environment in which rates are slowly but surely declining, savers may be inclined to lock their money ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Stock market swings have savers seeking safe places for cash. Fortunately, you have plenty of ways to earn 4%+ with today’s ...

If you're worried about tying up your cash, one solution is a no-penalty CD. A no-penalty CD comes with terms ranging from ...

Learn how a Certificate of Deposit (CD) works, including how interest is earned, CD terms and maturity, and why CDs can be a ...

Don't let your maturing CD account automatically roll over next month. Make these three expert-backed moves right now.

Average rates today. Banks can adjust deposit rates on savings accounts and newly issued CDs at any time, but shifts tend to be gradual.

The odds of a Fed rate cut have shifted again, which could keep savings and CD rates elevated into next year. Here’s how to ...