Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Looking for the best 12-month CDs in November 2025? With interest rates still at multi-decade highs, short-term CDs are paying yields that rival (and sometimes beat) high-yield savings accounts. If ...

Average rates today. Banks can adjust deposit rates on savings accounts and newly issued CDs at any time, but shifts tend to be gradual.

While top-tier CDs, especially those offered by online banks and credit unions still offer strong APYs above 4%, Chip Lupo, analyst at WalletHub, says national averages have already begun to decline. ...

If you’re looking to grow your savings securely in 2025, Golden Bank’s Certificates of Deposit (CDs) offer competitive rates and flexible terms to help you achieve your financial goals. With various ...

The average annual percentage yield for a 12-month CD dropped two basis points this month to 1.78%, according to the FDIC. That said, some CDs are bucking the trend: “The best-yielding CDs offer ...

Both accounts have competitive rates now, but which will earn more in the new year? Here's what savers should know.

Certificates of deposit (CDs) offer savers a stable place to lock up their savings funds for a set term. In return for holding the funds until maturity, savers get the predictability of a fixed rate ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...