CD laddering offers retirees a safe way to maximize fixed income returns. Recent rate hikes have made this classic strategy more appealing than ever.

Both 1-year and 5-year CDs could make sense in today's economy. Here's what experts suggest savers consider now.

With the potential for CD interest rates to drop, should you lock a CD rate this July? Here's what some experts think.

Roll Over Your CD If you decide to have an auto-renew set for your CD or if you simply want to let the funds roll over into a new CD, it’s essential to note that the rate won’t remain the same.

One popular investment during 2022 and 2023, when the Fed was raising rates, was a certificate of deposit (CD) because they provided a better return on your money. A CNET article shared advice on what ...

Check Out: 4 Low-Risk Ways To Build Your Savings in 2025 “When a CD matures in a falling-rate market, it can be tough to know what to do next,” said Taylor Kovar, CFP, founder of 11 Financial.

To build a CD ladder, you’ll divide your funds across multiple CDs with staggered maturities. For convenience, it might make sense to have all of your CDs in your ladder at the same bank.

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Laddering your CDs involves investing in several CDs with varying maturity dates, rather than one long-term CD. So, instead of investing $30,000 in a 24-month term, you might invest $5,000 in six ...

A lot of people hear "CD ladder" and assume it's only for folks with big bucks to invest. But the truth is, you can build one with just $5,000. You'll earn more interest vs. keeping that money in ...