Cons: Buying stuff you don't need or can't afford can easily snowball into out-of-control debt, especially if you're using a credit card. According to a March 2024 Credit Karma study, Gen Z is racking ...

If you've decided on term life insurance, you can often apply for and get approved completely online. If you're opting for whole life, however, you'll probably need to work with an insurance agent or ...

There are risks to paying medical bills with a credit card, but taking advantage of rewards or a 0% APR offer can make sense for some people.

AFC home warranties can be canceled by email, with the date on your message considered your cancellation date. Depending on where you live, there may be a cancellation fee of between $25 and $75.

Flat-rate cash-back credit cards allow you to maximize your spending without the headaches of navigating a complicated rewards program. Cashback is easy to redeem, and with the right rewards cards ...

Proper etiquette is to always maintain a smile while receiving gifts — even if it's something you may not want or can't use. If your stocking was stuffed with gift cards you have no interest in ...

Homeowners insurance is the best way to protect your house, your belongings and your peace of mind. If you have a mortgage, it's probably mandatory. But it's easy to get confused trying to figure ...

Personal loans can help you pay off high-interest credit card debt or finance major expenses, like a home down payment. But if you're not careful when shopping for a loan, you could end up paying ...

A car is an expensive purchase, but choosing the right lender can save you thousands of dollars in interest charges and fees. Plus, you want your car shopping experience to be easy and transparent ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. There's a lot to consider when embarking on a new business venture. What credit card to get might not ...