If you’re thinking about opening a CD account, review out top picks for the best 9-month CD rates including terms and features to compare so you can find the best option for you.

With a CD from a bank, interest would compound to earn you $83—in other words, a 4.08% APY. Another way to maximize growth with Edward Jones CDs is by laddering your CDs.

A lot of people hear "CD ladder" and assume it's only for folks with big bucks to invest. But the truth is, you can build one with just $5,000. You'll earn more interest vs. keeping that money in ...

The setup: 12 CDs, 12-month terms, $5,000 each Here's the gist of how his CD laddering strategy was built: He split $60,000 into 12 separate CDs, each with a $5,000 deposit.

Explore Fidelity CD rates. Fidelity is an investment platform that has brokered CDs with high returns, a wide range of terms, and FDIC-insured protection.

Fidelity CDs vs. Synchrony Bank CDs Synchrony Bank CD rates are 0.25% to 5.15% APY, which aren't as high as Fidelity rates — though they're traditional CDs, so interest compounds daily.

With a CD ladder, you would instead spread your investments out, like this: $20,000 in a one-year CD $20,000 in a two-year CD $20,000 in a three-year CD $20,000 in a four-year CD $20,000 in a five ...

Certificates of deposit rates dipped moderately in the second half of 2024 due to Federal Reserve interest rate cuts but have bounced back in 2025, with the best CD rates falling into the 4.5% range.

A mini CD ladder consists of only short-term CDs. For example, you might open a three-month, six-month and nine-month CD, and then reinvest the money in a nine-month CD as the term for each expires.

Everyone from financial behemoths like Fidelity and Vanguard to your local bank or credit union offers IRA CDs. Let’s take a look at the pros and cons of investing IRA retirement funds in CDs.

A bond ladder is essentially a portfolio of individual bonds. You have one bond at a time maturing at a certain cadence, such as every month, every quarter, or every year.