Plenty of options still let you earn 4%–5% on your cash savings—without any market risk. After another declining week for ...
As of November 17, 2025, the national average for six-month CDs is 1.46%, according to the FDIC. However, there are six-month ...
Both accounts have competitive rates now, but which will earn more in the new year? Here's what savers should know.
This swap generally takes minutes and can increase your earnings by more than 10x. The national average savings rate still ...
The best CD yield from a national bank is United Fidelity Bank with a 4.25% APY on a 18-month CD with a $1,000 minimum to ...
It’s easy to fall into banking habits that can quietly erode your hard-earned money. See 7 common banking mistakes to avoid.
Average rates today. Banks can adjust deposit rates on savings accounts and newly issued CDs at any time, but shifts tend to be gradual.
Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
The odds of a Fed rate cut have shifted again, which could keep savings and CD rates elevated into next year. Here’s how to ...
If you need to cash out a CD early, you’ll usually pay a penalty. But these top-earning CDs charge little or nothing while still offering today’s best yields.
Difference between accounts: The money market account earns $10.42 more.